Wednesday, July 30, 2008

Haluan hidupku

Kata orang..kalo hidup tanpa haluan/objektif mmg takde gunanya..

Pada aku mmg masih tak terlewat lagi...nak set objektif.. right now i'm 29..I put my target to be wealthy on 33 years old.

Mustahil????

Orang kata:

  1. Usaha tangga kejayaan. <- bidalan orang melayu
  2. Kalo tak pecahkan ruyung, mana dapat sagunya. <- bidalan orang melayu
  3. Masa itu emas <- bidalan orang melayu
  4. Demi masa, sesungguhnya manusia itu dalam kerugian.<- ayat al Quran
  5. Bersakit-sakit dahulu ..bersenang2x kemudian. <- bidalan orang melayu
  6. Just do it <- iklan nike
Betul eh.... semua point diatas?? Terutama sekali point no 4 tue...hi3x..Dah ada sangkut paut dengan rukun islam tue bagi point ke 4.

Nak tak nak...mmg kena percaya ar.. HANYA BAGI YANG MENGAKU ISLAM aje...

So..kat bawah nie... aku dah design siap2x... kat mana stages aku. Doakan aku berjaya...AMIN..


Tapi..ada 1 benda yang aku nyesal sedikit..aku dah habiskan selama 9 tahun untuk tidak memajukan secara seimbang kekayaan dan human behaviour.

To youngsters...DON't BE LIKE ME...ok?


Tuesday, July 29, 2008

Fund Type

Takat nie.. gue dah masukkan client i seramai 4 orang di dalam jenis tabung di bawah...
best nie...tengok return diorang semula..

Updated: 29 July 08
















Fund Type Client Number

1

3

Sunday, July 20, 2008

Membesar dengan kartun

Tadi aku duk surf dlm youtube..
And...i'm suprised....kartun yang aku dok tengok time kecik2x dulu...ada siot..
hu3x...mmg nostalgia betul...
Antara yang aku jumpa..

He Man

Mari lawan dengan geng skeleton

GI Joe

Pergh....lawan siot..

Centurions

Pergh...mamat tiga orang nie..power sebab ada barang bleh pasang kat suite diorang tue...giler ah

Starcom

Aku tak ingat dah ..citer dier cammane...tapi yang pasti..jet diorang mmg canggih

Thunderbirds

Kalo korang ingat lagi...ada series guna puppet...mmg terhibur dengan ship & jet diorang..kagumnyer..time tue..

Robotech

Pergh..katun nie usah dikenang ar....canggih tue...jet leh tukar jadi robot tue.....siap lawan ngan makhluk asing tue...

Spiral Zone

Tak silap aku..heronye..duk dalam kenderaan satu tayar aje...kenderaan tue leh tembak2x..betul tak..layan...

Terrahawks

Katun nie..aku tak berapa ingat...tapi.....zeroidnye ...macam pernah aku tengok...

Macross

Pergh..katun nie pun gempak gak.....orang bleh assemble moto yang dia naik jadi suite ngan si jahat macam ketam....giler tul ar...kagum siot...

She-Ra

Satu company yang buat he man kot..

Care Bears

Pergh...nie pun aku layan...yang bestnye...beruang tue..leh tembak jahat ngan kaler rainbow tak silap yang leh keluar kat dada diorang..

Jem

Nie pun aku layan....lagu intronye pun best gak..

Silver Hawks

Pergh...layan katun nie...

MASK

Pergh..nie pun best giler....kenderaan yang diorang naik leh tukar jadi kenderaan lain...yang aku ingat...moto hijau tue..leh tukar jadi helikopter....canggih...canggih..

Voltron

Nie pun best gak...

Saber Rider

Ingat2x lupe cammane citenye..

Inhumanoids

penah tengok...tapi dah lupe
Ada lagi nie katun yang aku tak jumpe lagi....Giler ar....banyak tul....

Thursday, July 17, 2008

Saham


Ape maksud no 1-3eh... singkatan bagi ape...
Yang nombor 4 tue.....ngape tak dikalerkan warna hijau (untung)

Tuesday, July 15, 2008

Ekonomi Malaysia : 2008

Jika kita lihat gambar dibawah adalah merupakan prestasi ekonomi Malaysia. Soalan....er....tahun 2008 nie...ekonomi Malaysia ...down ke....atau bagus..

Monday, July 14, 2008

Nippon Paint

Kreatif kan iklan tue?
Sape buat eh?
Company ape yg produce iklan tue?

Tol LDP

Korang pasan tak...kalo dari Sungai Buloh...ada tol entrance masuk LDP.
Then...mesti korang pasan flat tinggi2x kat situ...

So..image kat bawah..ialah image kalo di tingkat 17 ...fuh...keciknye view..



Korang pasan tak...kalo dari Sungai Buloh...ada tol entrance masuk LDP.
Then...mesti korang pasan flat tinggi2x kat situ...

So..image kat bawah..ialah image kalo di tingkat 17 ...fuh...keciknye view..

Telekom Business Talk

12/7/08
Menara Pucuk Rebung
Komen
Ramai orang ...fuh3x...

Rumput oh rumput

Hari tue..gua tersempak ngan rumput jenis nie...Err..rumput ape eh? Best pulak rumput jenis nie...

Public Mutual Seminar

Hari tue gua pegi Business Talk kat Menara Telekom...Mata gua terpandang kat list of event...

Hi3x..."diorang" pun buat biz talk gak kat Menara..hi3x..

Sport Rim


Lu mau cari sport rim ka kawan?.. Lu angkat sinie la....lu tengok itu harga...wa kasi murah lor..

Thursday, July 10, 2008

Hinanya melayu

10 Jun 2008

Pernahkah korang memikirkan tak bahawa lebih dari sejuta pengguna internet seluruh dunia melayari internet saban hari.

Dan pernahkah korang terfikir bahawa jika mereka nak lihat tentang bangsa kita dengan menggunakan perkataan MELAYU.

Cuba korang buat search sekarang menggunakan google untuk melihat apa yang terpapar di depan monitor korang dengan menggunakan perkataan MELAYU.


Betapa hinanya orang melayu kerana itulah input yang diorang perolehi. Dan kita terus tersenyum dengan hasil carian tersebut dan terus selesa dengan fakta tersebut.

Err...korang bukan melayu kot....?????????????

P/s: kalau hasil carian tersebut lebih positif..bermaksud..masa korang layari sekarang..minda orang melayu terus maju dan maju.

Perasaan hasad dengki (PHD)

Ramai orang kita ...mengatakan orang kita mempunyai hasad dengki antara satu sama lain yang tinggi.

Dan stigma itu berterusan dari dulu sehingga le ke la nie....

Tapi...pernahkan korang fikirkan bahawa di dunia ini mempunyai berapa banyak bangsa yang mempunyai hasad dengki yang berbeza2x..

Pernahkah korang membandingkan hasad dengki itu dengan bangsa2x yang lain? Dan berapa terukkan hasad dengki kita dengan bangsa lain? Pernahkah?

Dan anggaplah PHD itu sebagai lumrah kehidupan manusia..kerana semua bangsa di dunia ini mempunyai PHD. Kalau tidak ada PHD masakan seluruh bangsa telah banyak menumpahkan darah manusia sendiri...

Oleh yang sedemikian, ayuhlah bangsaku..jangan fikirkan PHD itu sesama diri sendiri..majukan diri...

Orang kita

Sekarang nie...ramai dok hentam kerajaan sana sinie.. Sekarang nie ..ramai dok tak puas hati dengan kerajaan kerana minyak naik..

Yang sebenarnya bukan kerajaan yang salah. Kerajaan kita tidak pernah salah..

Pernah tak korang pikirkan ..berapa ramai orang melayu kita dalam jentera kerajaan. Sapa yang buat keputusan...Siapa yang diamanahkan untuk menguruskan duit rakyat?
Orang kita...betul tak..

Korang ibarat meludah ke langit...

Melayu kita

Hari nie (10 Julai 2008) teman terasa nak tengok dimana minat orang melayu kita. Oleh yang sedemikian, teman buat sedikit analisa dengan mengambil sample dari sebuah forum komuniti yang ada..

Dan hasilnya...sila lihat gambar dibawah:
Kepada yang nak berfikir...fikir2xkan lah

Wednesday, July 9, 2008

Melayu terus layu...



Hasil perbincangan dengan orang kita, kebanyakkan dari kalangan kita masih lagi melukut di tepi gantang. Dengan kata lain..mereka selesa dengan apa yang ada dan terus tersenyum dengan apa yang berlaku sekarang.

Kalau kita lihat graf diatas...sebenarnya..kekayaan Melayu kita makin merosot dan makin mengecil. Cuba bayangkan..dulu..nenek moyang kita mempunyai tanah, rumah dll...tetapi kini..kita hanya mampu membeli rumah "burung merpati" dan kawasan pemilikan tanah kita semakin mengecil dan pekan yang dulunya kecil....semakin membesar pemilikan tanah dijual kepada bangsa lain.

Dan bangsa lain dapat memiliki rumah sebesar alam...tetapi kita hanya mampu menyewa town house dan....tak tahu la ...kat mana generasi kita nak duduk mana di 10 tahun akan datang.

Ayuh bangsaku....fikir demi anak cucu kita..

Chinese vs malays


Kita tahu yang dalam menjalankan sebuah perniagaan sedikit modal diperlukan untuk kita membuat perniagaan bagi mendapatkan keuntungan. MAJORITI ..orang melayu mendapat keuntungan hasil dari perniagaan tersebut sama juga dengan apa yang diperolehi oleh bangsa lain.

Ya betul..orang melayu membuat pelaburan hasil dari keuntungan syarikat tersebut...TET API mereka melabur dengan membeli kereta mata belalang, pergi cuti2x malaysia,kawin lagi satu, dan lain2x lagi yang merugikan.Kita tidak memaksimakan keuntungan mereka dengan membuat pelaburan yang menguntungkan.

Sebenarnya, kerugian kita dalam menjalankan perniagaan sama juga kerugian yang dialami oleh bangsa lain. Masalahnya sekarang...apa bila kita rugi, kita menggunakan untung yang telah berlalu untuk menampung kerugian tersebut sehingga ada yang mengambil kredit ( pinjaman ), mengharapkan award projek yang besar, mengambil simpanan peribadi masing3x, gadaikan barang kemas dan lain²x lagi. Tetapi..kalau bangsa lain...mereka telah menjana keuntungan mereka dengan dengan berlipat kali ganda...dan mereka dapat menampung kerugian tersebut dengan mempunyai baki keuntungan yang berlipat kali ganda...

Ada beran nak komen?

Siapa TUN DAIM ZAINUDDIN

Kalo korang usha coretan posted aku di sinie mesti korang bleh usha picture pasal ekonomi yang lepas2x...
Dan..kalo korang perhatikan details...ada statement iaitu "Tun Daim statements on "grossly overheated" market."

Nampak gayanye..individu ini berupaya untuk menjadikan ekonomi malaysia berada di tahap yang agak baik...dan stabil untuk 3 tahun ( 1994-1997 )

So...siapakah Tun Daim ini?










<- ooooooOOoo ini orangnya...









Kalo korang baca kat sinie...diorang terangkan pasal perihal hidup beliau.

"
Born April 29,1938 in Alor Setar, the capital of Kedah, Daim bin Zainuddin is the youngest of thirteen siblings. His father was a clerk in the Kedah State Service and his mother a homemaker. Daim received his early education at the Malay Primary School in Seberang Perak, Alor Setar and then advanced to the Special Malay Class at the Sultan Abdul Hamid School, which was an English–medium school.

Being a youth of the 40’s, during a period when the British Colonial Policy encouraged Malays to attend Malay schools, when Malay parents worried about the possible influence of an English education on their children’s religious faith and cultural identity, Daim and his parents were able to transcend these limitations. In fact, his broad-minded parents enrolled all their children at English–medium schools as they did not want their children to become “better farmers and fishermen”. However, Daim was very much an absentee student. He had worked out a strategic studying method whereby he would only need to focus on subjects that he would need to pass to advance to the next class and that required little effort - English and Malay languages and Mathematics. He devoted his free time to pursuing his main interest which was sports and more sports.

Career-wise, Daim would have ended up as a teacher except that due to some miscommunication he had been totally unaware that his name was on the list of successful candidates for Brinsford College, England, a teacher training college.

Throughout his youth, he was very much encouraged by a mother who wanted him to further his studies and a father who wanted him to become a lawyer. His mother sold some land to raise money for him to study law in England. Realizing that “time is money”, the former absentee student became a diligent and disciplined scholar in law who after eighteen months at Lincoln’s Inn London and at the youthful age of 21, was called to the English Bar in 1959. It was also during his student days in London that he developed his voracious appetite for reading which till today is his favourite pastime.

Upon his return to Malaysia, he started reading in the chambers of Pillai & Co. and later, the chambers of Shearn Delamore which was then the largest law firm in Kuala Lumpur. In 1961, he decided to move and work in Kota Baru, Kelantan under the tutelage of Encik Wan Mustaffa who was legal adviser to the Pan Malaysian Islamic Party (PMIP) which later became known as Parti Se Islam Malaysia (PAS). After his stint in Kota Baru, he joined the Malaysian Civil Service as a Magistrate, then became the President of the Sessions Court in Johor and subsequently became Deputy Public Prosecutor in Ipoh, Perak. He resigned from the service in 1965, returned to Kuala Lumpur and joined the law firm of Allen & Gledhill for the next three years till his resignation in 1968 to start his own law practice of Daim & Gamany. In 1969, however, he decided to venture into business.

His first business venture was in salt production, partly because it seemed easy and partly because his partner’s feng shui indicated that he should work with water. They went to Thailand, Taiwan and Japan to study salt production, weather forecast, soil condition and location. During the start-up they proceeded to clear 600 acres of the coastal land of Kuala Selangor, but because the rain came unseasonably early just when the salt had began to crystallize, they were almost bankrupted by it.

His next venture was in plastics production. After he obtained a license however, another two licenses were issued and this instigated early and keen competition to Daim’s fledgling company. Furthermore, the workers were incited to strike and eventually the venture proved to be another bankrupting business. Fortunately, his other downstream ventures which included the plastic packaging company, Daibochi and the snack food factory, Sedap Food flourished and were later listed on the Kuala Lumpur Stock Exchange. He also invested in the Ports’ downstream business with stevedoring, forwarding and low-loader licenses and had set up a manufacturing plant making steel and iron products like manhole covers and telephone posts. The success of these ventures helped towards offsetting loans and borrowings of the failed venture.

Daim’s great break was in 1971, when he decided to venture into land and property development. Together with two other partners, he formed a company, Syarikat Maluri Sdn Bhd of which he held a 60% majority control. The Company bought and developed Taman Maluri, Cheras and Daim became the first full-fledged Malay property developer in Kuala Lumpur. Having ventured into a predominantly Chinese sector, he might have expected to encounter insurmountable problems, but he did not. Why? Firstly, he did his calculations meticulously, paying great attention to details and had an even keener eye on the bottom line and secondly, he paid his contractors in a timely manner like any other good paymaster, and furthermore he was hands-on. Thus, he was able to overcome earlier skepticism especially from the non-Malay buyers about Malays being able to run property development companies successfully.

After gaining a foothold in the property business, he began to look for other challenges to pursue and to prove that a Malaysian of Malay ethnicity could succeed in other fields. At the same time, other corporate and political stars were rising and Daim wanted to be “the Malay to do it” and so, he forged ahead and bought a 30% equity interest in United Estates Project (UEP) now known as Sime Darby–UEP (developer of the popular ‘Subang Jaya’ township) and went on picking up stakes in the share market, mostly strategic rather than controlling stakes.

He was willing to take risks but also saw opportunities before others. When President Mitterrand of France came into power and decided to nationalize all French banks, Daim saw an opportunity whilst others were grumbling about the new socialist policies. He knew that Malaysian banking regulations did not allow for government-owned banks to operate in Malaysia and therefore knew that Bank Indo-Suez will either have to close its operations in Malaysia or be sold-off. He wrote a ‘cold-call’ letter to the Chairman/President of the Bank registering his interest in the event that they would want to sell. Of course rather than closing down the Bank they decided to sell to Daim and in 1981 he became the owner of Indo-Suez later re-named the Malaysian-French Bank. Later when United Malayan Banking Corporation (then the 2nd largest bank in Malaysia) became available, he exchanged his majority stake in Malaysian-French Bank for a smaller stake in this larger bank.

However he had to dispose of his stake in 1984 when he was appointed Minister of Finance. He never lost his love for the banking industry and after he retired he started investing in small banks overseas in Europe and Africa. As the business expanded, the banks needed to be organized under a bigger parent bank and he therefore acquired Hock Hua Bank (which he renamed International Bank of Malaysia Berhad) which was one of the smallest banks in Malaysia. Again he had to dispose of his stake when he was reappointed Minister of Finance in 1998. After his second retirement he is now again actively involved in the banking industry.

Today his business interests spread far and wide both in terms of the diverse range as well as their geographical locations. The ICB Banking Group began with the issuance of a license to operate a bank in Prague, the capital of the Czech Republic in 1993, to its presence now in IC Bank Rt.(Hungary), International Commercial Bank Sh.A (Albania), International Commercial Bank Limited (Ghana), International Commercial Bank S.A (Guinea), ICB-Banco Internacional de Comercio SARL (Tanzania), International Bank of Malaysia (T) Limited (Mozambique) and International Commercial Bank (Sierra Leone) Limited – Sierra Leone.

ICB also acquired a 20% stake in Bank Internasional Indonesia through Sorak Financial Holdings Ltd and a 58% direct stake in Bank Bumiputera Indonesia. The Group has plans to acquire banks in other countries as well.

Apart from business, politics have always interested Daim. His earliest exposure was as a student in London whereby though not actively involved in politics, he shared his fellow students interests in the political issues of the day particularly independence and post-independence implications on the socio–economic and religious mosaic of pluralistic Malaysia.

His first encounter with real politics albeit covertly was when in 1966, as a lawyer with Allen & Gledhill, the firm was appointed by the Federal Government of Malaysia to act for the Governor of Sarawak in a case against the Chief Minister of that State. Back in Kuala Lumpur, Daim was asked to attend a Cabinet meeting whereat he briefed the Cabinet members of the political situation in Sarawak and impressed upon the Cabinet the need for emergency to be declared to avert a worsening of the situation caused by the demonstrations against the Chief Minister’s minority government. Emergency was declared. However, the security risk persisted and the Governor as advised by the central government suspended the Standing Orders of the House and called for a meeting of the Assembly using emergency powers. Daim assisted in drafting the statement of the Governor that the Assembly was to debate; the Assembly met, the Chief Minister’s government was voted out of office. Impressed by his legal skills and political knowledge, the Prime Minister offered Daim a seat in Sungai Petani in the 1974 general elections but Daim declined, choosing instead to establish his credentials in business.

Come 1977, Daim decided that he was financially comfortable enough to retire. His retirement plan then was to go back to school and so he enrolled at University of California Berkeley to pursue a course in Urban Planning. At around the same time, he enjoyed a close rapport with the then Deputy Prime Minister Datuk Seri Mahathir Mohammed.

In 1978, Daim met Mahathir in Los Angeles and San Francisco, when Mahathir urged Daim to return to Malaysia and contest in the general election that year. At the same time, Daim was also offered the Chairmanship of the Urban Development Authority (UDA) by the Public Enterprises Minister. Daim was not interested in taking up the Chairmanship of UDA which he deemed too big and widespread, too bureaucratic and doing too many things at the same time. Instead he suggested that UDA should form a holding company and transfer all its commercial property and commercial assets to it; only then would be agree to manage it. Hence, Peremba was established and Daim became its Non–Executive Chairman with a team of young and bright hand–picked officers assisting him. While not many could take his punishing rigours and demands of work and discipline, those who did went on to become successful entrepreneurs and notable amongst these were Tan Sri Wan Azmi Bin Wan Hamzah, Tan Sri Abdul Halim Bin Saad, and Tan Sri Samsuddin Bin Abu Hassan. In 1980, Daim was informed that the Prime Minister Hussein Onn had appointed him as Senator in the Upper House of Parliment.

When Mahathir became Prime Minister in 1981, he sent Daim on a number of missions. The first was to the United States of America (USA) to deal with the problem posed by the USA’s General Services Administration (GSA) tin stockpile releases which caused the price of tin to tumble, thus adversely affecting the Malaysian tin industry, it being a major producer of tin. Knowing that the tin miners’ hardship would not move the Americans but that the communist threat would, Daim decided to take on this hard line in his negotiations with them. It worked and the GSA agreed to limit their stockpile releases to 3,000 tonnes a year for three years.

In 1981, the Government of Malaysia announced the adoption of the ‘Buy British last’ policy which actually was a culmination of a series of problems with the United Kingdom (UK). Prevalent was a new spirit of Malaysian nationalism which was manifested in the acquisition of Guthrie Estate by Permodalan Nasional Berhad, the Government–owned national equity corporation; the return of Seri Carcosa (premises which had been given to the British by Tunku Abdul Rahman Putra Al–Haj, Malaysia’s first Prime Minister;) and the steep hike in fees of British Universities. To this day, very few Malaysians are aware that Daim was instrumental in working behind the scenes to resolve these issues and restore good relations with the British.

However, the event that truly launched Daim’s political career was the day before nominations for the 1982 General Elections, when Mahathir rang Daim to say that he was to contest the Kuala Muda Parliamentary seat. Within the short span of the next two years, his rise in politics was meteoric as he was appointed the Minister of Finance in 1984. At that same time the burgeoning economy kept up its momentum despite the high rate of borrowing and spending to keep the economy healthy. The full impact of the world recession on Malaysia was only felt in 1985. Internally too, there were many abuses involving the financial institutions brought about by lack of proper supervision and control. By the time he took over, Daim could not avert the scandals, crisis and failures. However, Daim set about implementing a strict code of monetary and financial management to prevent the disease from becoming terminal for the whole economy.

He stopped the practice of borrowing to beef up funds for spending, he curtailed expenditure to suit income, he slashed the allocation for the public sector – upsetting many quarters. In the years 1987, 1988 and 1989, Malaysia paid off about RM6.8 billion of her foreign debts which was earlier than scheduled, a record repayment for developing nations. Interestingly, the Far Eastern Economic Review which had made dire predictions about Malaysia’s economy in 1986, admitted in its issue of September 1, 1988 that Daim’s effective management style had contributed positively and tremendously to Malaysia’s economic recovery.

Daim resigned as Finance Minister in March 1991, and the news caused a stir both in Malaysia and abroad because it was not in the Malaysian culture to resign from a high office. Therefore, when it happened there was a great deal of speculation as to why, and of course the most prominent was that which cited the irreconcilable differences with the Prime Minister, Mahathir Mohammed. For Daim, the reason was that he had accomplished his tasks – reorganized and improved the country’s financial position. Further, the Prime Minister reiterated by saying that “Daim had agreed to take the post on condition that he stay only to help reorganize and improve the country’s financial position. He said he had fulfilled this task and it was time I let him go.” In accepting his resignation, the Prime Minister also welcomed his readiness to contribute his ideas to the nation. To crown it all, the Prime Minister recommended Daim for the “Tun” title – the highest honour of the land. And so on June 5, 1991, the Yang Dipertuan Agong Sultan Azlan Shah conferred on Daim the Seri Setia Mahkota award, which carries the title ‘Tun”.

Prior to his resignation, in 1991, Daim’s contribution was succinctly summed up as thus: “Despite having much of his tenure clouded in controversy, the outgoing Finance Minister has nonetheless earned the reputation as one of the country’s ablest economic architects, having steered Malaysia through recession into four straight years of high growth.” In another article, “Daim exits office having earned the distinction of being a hard–driving technocrat, who resisted pressure by rival ministers who wanted to alter fiscal policy for political expediency ….”

It was also recognized that during his tenure as the Finance Minister, Daim had implemented four broad strategic structural reforms during the 1986 to 1991 period namely the mobilization of the private sector, active external policies, the supportive role of the private sector and the rehabilitation of the public enterprises. To this day, the tenets of his economic policies are held in high esteem and are continually pursued to either jump start or sustain the Malaysian economy.

Perhaps the greatest accolade was that by the late Tan Sri Zain Azraai, the Secretary–General of the Finance Ministry, who said: “He is an extraordinary man, a firm man, who came quietly to take over the Finance Ministry, did a splendid job, then left quietly.”

Although technically out of the Government, Daim was still perceived as a man to be reckoned with – an entity greater than the sum of his overt responsibilities when he was appointed Economic Advisor to the Government, Chairman of the Northern Growth Triangle, the Labuan Development Authority and the Langkawi development Authority and also the Treasurer of the United Malays National Organization (UMNO), the leading party in Malaysia’s ruling coalition, Barisan Nasional (National Front). He was also Malaysias representative to the East Asean Growth Area (EAGA).

In 1997 when the Asian crisis swept through Asia leaving behind devastated economics in its wake, Daim Zainuddin was recalled to public service.
"

Tuesday, July 8, 2008

Analisa Laporan Ekonomi Malaysia : Fakta & Maklumat

Tujuan analisa ini dibuat untuk memberikan kefahaman kepada pembaca semua agar satu tindakan perlu dilakukan kepada kita semua untuk mengatasi kenaikan harga minyak yang sedia maklum memberikan kesan kepada setiap isi rumah dan direct kepada orang seperti aku dan lain2x lagi.

Ianya tidak ada kena mengena untuk menghentam kerajaan.


Sila perhatikan text yang dikaler dengan warna merah cair...

Tahun 2000 : $29.74
Tahun 2008 : $92.98

Kesimpulan
Tempoh 8 tahun nilai perbezaan minyak setong berjumlah $63.24
1 tahun secara purata = $7.905
Pada tahun 2013 iaitu lagi 5 tahun minyak setong dijangka sebanyak $132.505

Katakan RM3 = USD 1
So... bagi 1 tong kerajaan perlu membayar = RM 397.515

Pergggggggghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

Alamak eh...OPEC tidak mampu nak kawal... TOLONNNGGGGGGGGG


Kalo kerajaan campurtangan elakkan inflasi dengan diberi subsidi....iskhhhh sampai bila kerajaan mampu sediakan dana nak tanggung rakyat?

FIKIR² kan lah....

Erkk..

Pagi nie ..saye buat la research pasal ekonomi di negara kita. Nampaknya, sumber yang hendak dianalisa tersebut boleh dijumpai secara on9 di Laman web EPU ( sila klik sinie utk usha ).

Actually it was good report establish by our government. Thanks to them for established that report.

Yang kelakarnye, hi3x.... saye tak pasti untuk tujuan ape page akhir report itu diletakkan "kalendar"( usha pict 2 )...

Untuk ape eh????















Pict 1















Pict 2

Monday, July 7, 2008

Won't listen

Kul 8 tadi..aku jumpe dengan seorang kakak yang meniaga jual kuih kat depan kari kepala ikan. And to be suprise, this is my first time.. saye jumpe dengan orang yang tidak boleh terima dengan penerangan aku pasal amanah saham.



Setelah bersembang seketika...rupe2xnye...akak nie..penah didatangi oleh beberapa agen insuran yang pada permulaannya..manis bila approach. Bila dah subscribe, nak minta servis dari agen pun payoh. Dan menyakitkan hati, setelah polisi insuran dia matang...dia tidak boleh membuat pengeluaran disebabkan akaun akak tue ada oustanding balance.

Kesimpulannya, jika seseorang itu mempunyai tahap pengetahuan yang rendah mudah diperkotak katikkan.

Anyway, i do respect penolakan dia itu kerana setiap orang berbeza tahap penerimaan dia. Dan yang penting...my job is to consult bukan jual barang/product. Bukan nak increase sale pun...

Orang kita

Setelah temubual dibuat antara saye dan orang ramai, ramai orang kita (melayu) hanya mengetahui tentang ASB ( Amanah Saham Bumiputera ) dan yang sewaktu dengannya.

Saye pun heran, kenapa bangsa kita hanya tahu tentang dana tersebut sahaja, walhal banyak lagi instrumen pelaburan dalam industri amanah saham yang ditawarkan oleh pihak bank. Apabila saye tanya pada orang kita, mereka tidak tahu pihak bank juga menawarkan instrumen pelaburan tersebut yang memberikan pulangan yang tinggi kepada pelaburan mereka.

Dan masih ramai diantara mereka tidak dapat membezakan ASB dan PNB.Dibawah adalah penjelasan ringkas tentang perbezaan ASB & PNB

ASB= nama dana
PNB= nama organisasi yang mengurus dana seperti ASB,ASW,ASN dll.

Nape eh..orang kita begitu?